Financing Information
SBA-Backed Loans & Commercial Business Loans
Sunstate Business Brokers has extensive experience assisting buyers in securing financing for business acquisitions. We’ve helped buyers and businesses get approved for loans, including SBA-backed loans, which often cover most expenses beyond the buyer’s cash deposit. Sunstate can help you:
- Determine the loan amount you need
- Understand the differences between debt and equity arrangements
- Explore various funding options available to you
- Ensure you have access to essential business documents - such as financial statements, tax returns, and other paperwork - necessary for obtaining financing
- Connect with lenders and guide you through the loan application process
Seller Financing
Seller financing occurs when the current business owner provides a loan to the buyer, accepting a series of payments instead of a full cash payment at closing. Some sellers are open to this option, while others may not be. Typically, seller financing requires an initial down payment, and the terms can vary widely based on the seller’s preferences and situation. Our team at Sunstate will help you navigate the various factors and advise you on structuring your offer to make it appealing to the seller while maintaining the flexibility you need and fitting within your budget for initial out-of-pocket costs.
Financing Options
Specializing in Financing for Businesses Up to $5MM
Sunstate Business Advisors specializes in assisting buyers with financing for businesses valued under $5 million, though we have experience with businesses of all sizes. Contact us today to learn how we can help you achieve your dream of business ownership by securing the financing you need for your acquisition.
If you’re interested in buying a business but don’t have a large amount of capital on hand, you’re not alone. Many aspire to business ownership, but few have the available cash to make a full cash offer. Fortunately, there are several financing options to help you make your purchase a reality.